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Russ Dalbey's Winning In The Cash Flow Business

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Testimonial experiences are unique. Results will vary.

Full-time mom makes $23,966.20 profit on three note deals

It's perfect doing this cash flow note business from home, because (otherwise) I couldn't have this flexibility.

Sonya E., New Hampshire


Unemployed construction manager finds a note deal worth $11,266.01!

I was looking for something that I could do myself from home, and not involve a lot of other employees. And so it seemed like the type of business that fit right into that category.

Phillip L., Texas


Testimonial experiences are unique. Results will vary.

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The Course

Russ Dalbey’s #1 best selling Winning in the Cash Flow Business course is considered the premier source of information for newcomers to the $200 Billion real estate cash flow note industry.

Cash Flow Notes 101

Cash Flow Notes 101

Private financing is an attractive option for many transactions, particularly real estate and the sale of small businesses. In fact, we peer-to-peer lending has grown, so too has the real estate cash flow notes business – to the tune of more than $200 billion in the U.S. alone. And did you know? 1 out of every 58 homes sold in the U.S. is sold using a private cash flow note!

Project Millionaire

60-Day Trial Special Online Bonus

I’m so confident that you can make money with my system, I’m willing to let you take it for a test drive... risk-free! What that means is just order my course, follow my simple and easy to follow instructions, and if, after 60 days, you find you don’t start making money, just send it back and I’ll refund your money. That way it’s me who takes all the risk, not you. That’s how sure I am that my system can work for you.

About Russ Dalbey

About Russ Dalbey

As the CEO and founder of the Dalbey Education Institute, Russ Dalbey has authored dozens of articles on the cash flow business, as well as his best-selling course Winning in the Cash Flow Business course... A highly sought-after public speaker on the topics of wealth, success, and personal motivation, Russ strives to provide the most up to date and effective information to his students of the cash flow note business.


The Course:

For more than a decade, Americans from all walks of life have learned how to build better, richer, and more rewarding lives with Russ Dalbey's Winning in the Cash Flow Business system.

It’s fast! You can literally put it to use immediately and make money on your very first deal. And you can easily do it in addition to (or instead of) what you’re doing now.

It’s easy! Just follow the 3 easy steps. And you have the freedom to work and earn when and where you want!

It’s fun! No boring busywork. No exams to pass. No employees, inventory or office to manage.

It's virtually risk free! You never have to buy, sell, invest in or even SEE any property at all. And every penny you make is YOURS TO KEEP!

When you start your 60-day trial today you’ll get all this…



Step 1 Manual

Step 1 Manual

Everything you need to know to be on your way to making money the very same day you get your Course in the mail. Even if you know NOTHING about the Cash Flow Note Business, this manual will get you going like a pro in just a matter of hours.


Step 2 Manual

Step 2 Manual

This powerful manual zeros-in on my 3 favorite ways to find notes FAST! There's nothing to figure out — all you do is follow these simple directions and start contacting note holders right away. (And don't worry if you're not a "people person" — you don't even have to talk to anyone unless you want to.)


Step 3 Manual

Step 3 Manual

A student once told me that getting my course was like me handing him the keys to a business that's already working. And that's exactly what you get in this manual. I'll walk you step-by-step through MY first transaction. And I'll hand over all the pieces you'll need to put together any deal.


Finding Notes Easy CD ROM

Finding Notes Easy CD ROM

Get instant access to BILLIONS of dollars in Cash Flow Notes all across the country! In fact, on average there are more than $65 million in each U.S. county. This easy-to-use software gets you an exclusive 24/7 pass to cash flow stashes in your own backyard, and listings for THOUSANDS of potential note holder clients.


First Steps to Success Video

First Steps to Success DVD

There's just one thing you need to do to succeed with cash flow notes. in this video, I'll tell you exactly what it is and how to do it. You'll also meet my Success Counselors… other Course Members… and enjoy "personal" step-by-step instruction and motivation, direct from me! It's 25 fast-paced minutes of exciting, powerful tips and techniques designed to jump-start your success.


The “Smart Money” Audio Companion Set

Companion Audio Set

This is a two-CD set where I'll share my own success tips to get you going quickly, with zero guesswork. Now you can keep learning while you're on the go! Listen in your car, on a walk, or while relaxing anywhere. I'll be there to support you.


Early-Bird Super Bonuses

And that's not all! For the next week, I'm going to guarantee you get these FIVE EXTRA BONUSES, if purchased seperately would be $1,200.00... and they're yours no matter what!

  1. How To Make a Fortune With Foreclosures

    In How To Make a Fortune With Foreclosures, Russ Dalbey reveals the secret he used to buy a $4 Million dollar property with no money down. Now you can use the exact same strategy to start generating instant and long-term income for yourself when buying and selling low cost foreclosure properties… even if you don’t have a dime to spend on real estate!

    Russ takes you step-by-step through the creative financing techniques he uses that makes buying and selling real estate more profitable and less costly… and demonstrates how to use an amazing alternative to traditional bank loans that can save you – or make you – thousands of dollars! Everybody talks about making a fortune in foreclosures. This manual shows you how to do it! FREE BONUS!


  2. Professional Cash Flow Website

    You'll love this… it's a professionally designed website with your own Cash Flow Note Business name and information on it — so you can even "find 'em" while you sleep 24 hours a day, 7 days a week. FREE BONUS!


  3. Insider's Secrets

    Learn how people just like you have already made a big money in Cash Flow business. You'll discover the tips, tricks and techniques that made them successful and will put you on the fast-track to success. FREE BONUS!


  4. 250 Notes to Get You Started!

    The Cash Flow Note Business is like an exciting treasure hunt — and this list is your first treasure map. You don't even have to lift a finger to find your first note leads. Here they are! Just follow up to see if they want to sell their notes for immediate CASH. FREE BONUS!


  5. 1 Year Subscription to Russ' online Money Making Newsletter

    In this monthly newsletter I'll share with you the very latest, cutting edge information on how to quickly and easily find notes. Plus I'll also share success stories of my students to inspire you and keep you motivated — I trust you'll be one of them! FREE BONUS!

You could spend hundreds
of dollars on all these tools! And they can be yours FREE!

Cash Flow Notes 101

What Is A Cash Flow Note?  If you’re sitting there now saying “I’ve never heard of a cash flow note” – don’t worry. While you may not know the term, I can guarantee you know the concept. A cash flow note is nothing more than a mortgage between two individuals – instead of between an individual and a bank.

And these things are everywhere. In fact, according to the Federal Reserve there are more than $200 Billion in real estate cash flow notes in this country alone. That means, that on average each county in America holds more than $65 million in real estate cash flow notes!

How Can I Make Money With Cash Flow Notes

It's just Three Easy Steps… You just Find ‘Em, List ‘Em, and Make Money.

  1. Find ‘Em – Just find someone who wants cash instead of a Cash Flow Note. There are more than $200 billion worth of notes out there. And remember, many of these people didn't want to create a note in the first place. They wanted cash. But, they need you to tell them that they CAN have it. So, they could be very happy to hear from you!
  2. List ‘Em – After you find someone who wants cash just list the note on my Free Note Network Listing Service where DOZENS of investors can look at your note. Our investors LOVE to buy Cash Flow Notes and they could make an offer just minutes after you submit the information.
  3. Make Money – You just made two people happy by bringing them together. So, you deserve a reward, right? Here's how you get paid… After the deal closes, the investor will give you a referral fee of a few hundred to TENS OF THOUSANDS of dollars. The sky’s the limit! Your profit is completely up to you.

Is a Cash Flow Note used only in Real Estate?
No. A Cash Flow Note is used in a number of areas including small business sales, accounts receivable, automobile and boat sales, and structured settlements like lottery winnings and insurance settlements. Cash flow notes are created any time an individual carries back financing after a sale instead of a bank or traditional lender.

How many homes are financed using Cash Flow Notes?
Each year, more cash flow notes are created than sold. And 1 in 58 homes sold in America is sold using a real estate cash flow note. Multiply that by the number of homes sold in this country and you get the idea of how big the opportunity really is!

Here's how easy the three steps can be.

Let's take Faye B. of Elko, NV for example. Faye is a new student, and a successful one. Faye's life has always been filled with uncertainty. The wife of a miner, Faye moved constantly and she told me that she never really believed that she'd find financial security.

She wanted to relax. She wanted to retire earlier and live life a little. So, she decided to give my system a try. And Faye quickly found a note holder who needed cash to buy his dream house. She posted his information on my free note service. And in less than three hours of work, she made $7,334.50.

“I followed the step-by-step instruction, and in less than three hours of work, I made $7,334.50,” she said. “The note holder needed immediate cash to finance the construction of a new home. I stepped in, put the deal together, and helped him get his dream home. He was very happy!”

Faye had one goal: To create financial security. Mission accomplished… thanks to one simple secret and Three Easy Steps.

It's that simple. And everyone wins.

Look at Faye's deal: The note holder found the cash he needed to finance his dream house. One of our investors picked up a nice investment. And Faye made more than $7,000.00 in less than three hours… without using a cent of her own money.

Testimonial experiences are unique. Results will vary.

About Your 60 Day Trial.

My “I'll Prove It Or Your Money Back” Guarantee!

For over 15 years, I’ve watched my program change lives. Now I want to prove that it can work for you. So, before you make up your mind, take my course into your home and try it yourself.  I’ll back everything with my full 60 day money-back guarantee.  Now that means if you don’t start making money right away simply return the product and I’ll gladly refund your money no questions asked.  It’s my 100%, “I’ll-prove-it-to-you-money-back” guarantee.

What's the catch?

Well, there is one catch. (But I think you’ll LOVE this catch.) This isn't a get-rich-quick scheme. I'm NOT going to promise that you'll make money for doing absolutely nothing. If someone tells you that, they're just not being honest. This business is easy – maybe easier than any I've ever seen -- but you'll need to dedicate about 5 hours a week to one important thing: helping other people.

You could make THOUSANDS and THOUSANDS of dollars on every deal -- but to do that, you'll need to help a few people along the way. That's the “catch.” Like I said, if you're like me, you'll love this catch – because it feels great to help someone, doesn't it?

It feels good to do something rewarding!
The problem is most businesses I've tried are exactly the opposite. A stockbroker friend once told me that his firm has a “two out of three rule.” If the broker makes money and the firm makes money, then they don't care about the customer. Unfortunately, that's how many moneymaking opportunities work!

But this is NOT your typical opportunity.
This is unlike anything you've ever seen!

About Russ Dalbey

Creator of Winning in the Cash Flow Business

Russ Dalbey is a self-made, self-educated multi-millionaire who made his fortune using the same principles now taught at the Dalbey Education Institute. Perhaps more than any other financial educator, Russ understands the importance of simplifying financial education so that anyone can learn learn it and actually use it to make money.

Russ has been teaching his moneymaking method now for almost two decades, and is considered among the leading educators and experts in the cash flow note field today. He is truly delighted to bring his vision, experience, knowledge, and energy to anyone who is just discovering the note business for the first time – people who are looking for a better way to live and love life.

How Did Russ Dalbey Get Started?

Although today Russ is considered the premier authority on making money in the cash flow note business, he wasn't always a financial success. He was once just a young kid on a bike with a dream of training for the U.S. Olympics! Against all odds, he won international honors as a competitive cyclist, and broke the world record when he blazed through a one-mile course faster than any man before him.

But when the time came for Russ to leave cycling behind and earn a living outside of professional sports, he had nothing more than his own determination to rely on. With no college degree or job skills, he went in search of the best way to make money. Russ quickly began to learn the financial industry as a stockbroker. He was successful, but the work environment left much to be desired. When a friend happened to mention the "Cash Flow Note Business" to him, Russ was intrigued.

Russ left the high-stress world of Wall Street behind and devoted his energy to making money in the Cash Flow Note Business. He found a mentor to coach him and saw results immediately.

Shortly after his personal mentor, Carl, passed away. The Executor of Carl's will requested that Russ take over Carl's Cash Flow education company. Out of deep gratitude for the man who helped him make his fortune, Russ agreed to step in on a trial basis. He soon discovered that helping others to achieve financial freedom was more rewarding and exhilarating than anything he had done before. While his teaching career began simply as a personal service project, Russ Dalbey decided to dedicate his life to helping as many people as possible achieve financial freedom.

Russ has been teaching his moneymaking method now for almost two decades, and is considered among the leading educators and experts in the cash flow note field today. He is truly delighted to bring his vision, experience, knowledge, and energy to anyone who is just discovering the note business for the first time – people who are looking for a better way to live and love life.